Our Northeast Ohio bankruptcy law attorneys understand your concerns and approach your case as compassionately as necessary. We realize that overextended credit, unexpected expenses, reduction of income, job loss, medical illness, divorce and credit card debt combined with decreased unemployment benefits and unbalanced mortgages can be financially and emotionally stressful. We also understand that you may want to take care of your personal obligations, but simply don't have the resources.
At Anthony & Zomoida, we can help you pursue bankruptcy protection. Our bankruptcy law attorneys can help you prevent lawsuits and garnishment of wages or bank accounts. Chapter 7 and Chapter 13 bankruptcy filings can help reduce not only your financial obligations, but also the pressures associated with unpaid:
- Medical bills
- Credit card bills
- Mortgage payments
- Car payments
- Utilities
The Daily Credit Struggle
Our Northeast Ohio bankruptcy law attorneys believe many individuals require bankruptcy protection due to overextended credit and a reduction of income. There were over 1.4 million bankruptcy filings in 2011. Of those, most were Chapter 7, which deal with unsecured debts, such as credit card debt. We understand your daily struggle to get by on credit. We also recognize your need to get a new start. Our goal is for you to achieve a brighter tomorrow by filing for federal bankruptcy protection today.
Upside Down Mortgages
With today's chaotic financial environment, many people are finding themselves with upside down mortgages. If your home is worth less than what you owe, bankruptcy protection may be a solution. Our Northeast Ohio bankruptcy law attorneys can review your situation. We can help determine whether Chapter 7 or Chapter 13 is right for you.
Protecting Your Home
We have extensive experience handling foreclosures. We have handled thousands of foreclosures across Ohio, including in Youngstown, Columbus, Dayton and Toledo. We have unique real estate insight and knowledge. We can evaluate your financial information based on federal bankruptcy codes. We can provide effective guidance to help you prevent foreclosure.
You Deserve Protection
At Anthony & Zomoida, we believe everyone deserves a second chance. The federal government designed bankruptcy protections to help those facing financial hardships. You are not breaking the law by filing for bankruptcy, and you are not destroying your ability to have credit.