Our Northeast Ohio Chapter 7 bankruptcy attorneys understand the intense, stressful financial hardships you may be facing. Today's roller-coaster economy has placed many people in financial peril. Whether you rely on credit cards for day-to-day purchases or have significant medical bills, we understand your situation.
At Anthony & Zomoida, our Northeast Ohio lawyers provide comprehensive Chapter 7 bankruptcy representation. We understand federal bankruptcy law protection guidelines, and can review your situation to determine the best course of action. Our goal is for you to achieve a brighter tomorrow by filing for federal bankruptcy protection today.
Protection From Creditors
The immediate benefit of filing for any type of bankruptcy is an automatic stay placed against your creditors. This action prevents any creditor from contacting you about a debt. This protection means no more phone calls, letters or other means of communication.
We make Chapter 7 bankruptcy easy for you. With our Ohio attorneys, you can simply bring in your financial information and never worry again. We will prepare and file your Chapter 7 petition accurately to help ensure you qualify for bankruptcy protection.
Discharging Your Debts
Our lawyers understand the Chapter 7 process. With Chapter 7, you are discharged, or released , from your personal liability for certain debts. In other words, you will no longer be legally required to pay any debts that are discharged. The discharge permanently prohibits your creditors from taking any form of collection action against you, including legal action, telephone calls, letters and personal contacts.
Chapter 7 is basically a type of asset liquidation. In most cases, however, you can keep all of your property. We know how to make sure you keep as much of your property as legally possible.
Don't Go Solo - Use Qualified Attorneys
Chapter 7 bankruptcy is not a simple process, but we understand the complex rules. When your file your Chapter 7 bankruptcy petition, you must attest under penalty of perjury that the information contained in your petition is true and correct. If you attempt to prepare and file your Chapter 7 on your own, you could face severe consequences.
Our lawyers can accurately file your petition and protect your rights. We understand which financial information is required. We can file your petition according to the law. If you prepare your petition incorrectly, the government could deny a discharge. And if you fail to include an asset, you could potentially be subject to a fraud investigation.